Contractors & Construction
From artisan trades to general contractors and large construction projects, we provide comprehensive coverage including GL, builders risk, wrap policies, and contractor pollution liability.
Common Coverage Lines
Transportation & Trucking
Motor carriers, owner-operators, freight brokers, and fleet operators trust Vesper for FMCSA-compliant coverage, cargo insurance, and occupational accident programs.
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Restaurants & Hospitality
Comprehensive programs for restaurants, bars, hotels, and entertainment venues — including liquor liability, property, workers' comp, and business interruption.
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Professional Services
Accountants, consultants, architects, engineers, and other professionals need robust E&O and management liability coverage to protect against client claims.
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Technology Companies
SaaS companies, IT consultants, software developers, and tech firms face unique risks that require specialized Technology E&O and cyber liability coverage.
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Real Estate & Property
Property owners, landlords, developers, and property managers need tailored coverage for their unique exposures — from vacant buildings to short-term rentals.
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Healthcare & Medical
Physicians, therapists, medical spas, and healthcare facilities require specialized medical malpractice and professional liability coverage.
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Manufacturing & Products
Manufacturers face unique risks from product defects, environmental exposure, and supply chain liability that require specialized coverage solutions.
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Retail & Auto Dealers
Retail businesses, auto dealerships, and service operations need comprehensive coverage for their premises, inventory, and customer interactions.
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Gas Stations & Convenience Stores
Specialized coverage for gas stations, c-stores, and fuel retailers — including underground storage tank liability, liquor liability, environmental coverage, and property.
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Nonprofit & Social Services
Nonprofits, social service organizations, and foundations face unique governance and liability risks requiring specialized D&O and management liability solutions.
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Energy & Environmental
Energy companies, environmental contractors, and businesses with pollution exposure need specialized environmental and pollution liability coverage.
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Financial Services
Banks, investment advisors, insurance companies, and financial institutions require comprehensive management liability and professional liability programs.
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