Coverage Overview
Provides an additional layer of liability protection above your underlying policies, extending coverage limits when a claim exceeds primary policy limits.
Key Coverage Features
Who Needs This Coverage?
Any business seeking higher liability limits beyond their primary policies.
Why Businesses Choose Vesper for Umbrella Liability
Licensed in multiple states — serving commercial clients from Georgia and Connecticut to Texas, Virginia, and beyond
100+ years of combined insurance experience across commercial lines, specialty markets, and hard-to-place risks
Access to both admitted and non-admitted (E&S) markets for competitive pricing and broad coverage terms
Specializing in high-risk commercial sectors that generalist agencies turn away
Dedicated claims advocacy — we stand in your corner when a claim occurs
Related Coverage Lines
Commercial General Liability
The cornerstone of any commercial insurance program, CGL protects your business against third-party claims of bodily injury, property damage, and personal and advertising injury arising from your operations, premises, or products.
Learn MoreProducts Liability
Specialized coverage for manufacturers, distributors, and retailers against claims arising from products that cause bodily injury or property damage.
Learn MoreLiquor Liability
Protection for businesses that manufacture, sell, serve, or facilitate the purchase of alcohol, covering claims from alcohol-related incidents.
Learn MoreGet Coverage
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Get competitive pricing for Umbrella Liability from our team of specialists.
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