Commercial Property

Comprehensive protection for your physical assets — buildings, equipment, inventory, and business personal property.

Commercial Property

Building & BPP

Protects your business's physical assets including buildings, business personal property, inventory, and equipment against fire, theft, vandalism, and other covered perils.

Building coverage
Business personal property
Loss of income
Extra expense

Who Needs This?

Any business that owns or leases a physical location or owns valuable equipment.

Full Coverage Details

Business Owner's Policy

BOP

A bundled policy combining commercial property and general liability coverage, designed for small to mid-sized businesses seeking comprehensive protection at a competitive price.

Property + liability in one policy
Business interruption
Equipment breakdown
Competitive pricing

Who Needs This?

Small to mid-sized businesses with revenues under $5M seeking streamlined coverage.

Full Coverage Details

Commercial Package Policy

CPP

A customizable package policy that combines multiple commercial lines coverages into a single policy, offering flexibility for more complex commercial risks.

Customizable coverage combinations
Multiple lines in one policy
Flexible limits
Broader coverage options

Who Needs This?

Mid-to-large businesses needing customized combinations of commercial coverages.

Full Coverage Details

Inland Marine

Covers property in transit and mobile equipment that moves between locations, filling gaps in standard commercial property policies.

Property in transit
Mobile equipment
Scheduled items
Broad form coverage

Who Needs This?

Contractors, transportation companies, and businesses with mobile equipment or goods in transit.

Full Coverage Details

Equipment Floater

Specialized coverage for contractors' equipment and tools that move from jobsite to jobsite, covering theft, damage, and breakdown.

Scheduled equipment
Blanket coverage options
Theft & physical damage
Rental reimbursement

Who Needs This?

Contractors, landscapers, and businesses with mobile equipment valued over $10,000.

Full Coverage Details

Installation Floater

Covers materials, equipment, and supplies during installation projects, from the time they leave the warehouse until the project is complete and accepted.

Materials in transit
At the jobsite
During installation
Until project acceptance

Who Needs This?

HVAC contractors, electricians, plumbers, and specialty trade contractors.

Full Coverage Details

Builder's Risk

Protects buildings and structures under construction against physical loss or damage, covering the structure, materials, and equipment on-site.

Structure under construction
Materials on-site
Soft costs coverage
Delay in completion

Who Needs This?

General contractors, developers, and property owners during new construction or major renovation.

Full Coverage Details

Ready to Get Coverage?

Our specialists will help you find the right commercial property coverage for your business.

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