Coverage Overview
Specialized coverage for contractors' equipment and tools that move from jobsite to jobsite, covering theft, damage, and breakdown.
Key Coverage Features
Who Needs This Coverage?
Contractors, landscapers, and businesses with mobile equipment valued over $10,000.
Why Businesses Choose Vesper for Equipment Floater
Licensed in multiple states — serving commercial clients from Georgia and Connecticut to Texas, Virginia, and beyond
100+ years of combined insurance experience across commercial lines, specialty markets, and hard-to-place risks
Access to both admitted and non-admitted (E&S) markets for competitive pricing and broad coverage terms
Specializing in high-risk commercial sectors that generalist agencies turn away
Dedicated claims advocacy — we stand in your corner when a claim occurs
Related Coverage Lines
Commercial Property
Protects your business's physical assets including buildings, business personal property, inventory, and equipment against fire, theft, vandalism, and other covered perils.
Learn MoreBusiness Owner's Policy
A bundled policy combining commercial property and general liability coverage, designed for small to mid-sized businesses seeking comprehensive protection at a competitive price.
Learn MoreCommercial Package Policy
A customizable package policy that combines multiple commercial lines coverages into a single policy, offering flexibility for more complex commercial risks.
Learn MoreGet Coverage
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