Coverage Overview
Owner-controlled and contractor-controlled insurance programs providing consolidated coverage for all parties on a construction project.
Key Coverage Features
Who Needs This Coverage?
Large construction projects, real estate developers, and contractors on major projects.
Why Businesses Choose Vesper for Wrap Policies (OCIP / CCIP)
Licensed in multiple states — serving commercial clients from Georgia and Connecticut to Texas, Virginia, and beyond
100+ years of combined insurance experience across commercial lines, specialty markets, and hard-to-place risks
Access to both admitted and non-admitted (E&S) markets for competitive pricing and broad coverage terms
Specializing in high-risk commercial sectors that generalist agencies turn away
Dedicated claims advocacy — we stand in your corner when a claim occurs
Related Coverage Lines
Artisan Contractors General Liability
General liability coverage tailored for specialty trade contractors — electricians, plumbers, HVAC, painters, and other artisan trades.
Learn MoreGeneral Contractors General Liability
Comprehensive general liability for general contractors managing construction projects, including subcontractor liability and completed operations coverage.
Learn MoreContractors Pollution Liability
Covers pollution incidents arising from contracting operations, including fuel spills, asbestos disturbance, and mold remediation.
Learn MoreGet Coverage
Request a Quote
Get competitive pricing for Wrap Policies (OCIP / CCIP) from our team of specialists.
Request a Quote