Coverage Overview

Comprehensive insurance package for restaurants combining property, general liability, liquor liability, workers' comp, and business interruption.

Key Coverage Features

Property & equipment
General & liquor liability
Food spoilage
Business interruption

Who Needs This Coverage?

Full-service restaurants, fast-casual dining, food trucks, and catering operations.

Why Businesses Choose Vesper for Restaurant Insurance

Licensed in multiple states — serving commercial clients from Georgia and Connecticut to Texas, Virginia, and beyond

100+ years of combined insurance experience across commercial lines, specialty markets, and hard-to-place risks

Access to both admitted and non-admitted (E&S) markets for competitive pricing and broad coverage terms

Specializing in high-risk commercial sectors that generalist agencies turn away

Dedicated claims advocacy — we stand in your corner when a claim occurs