Professional Liability (E&O)
E&OProtects professionals against claims of negligence, errors, or omissions in the performance of professional services that result in financial harm to a client.
Who Needs This?
Consultants, accountants, architects, engineers, real estate agents, and any professional providing advice or services.
Technology E&O
Specialized professional liability for technology companies, covering errors in software, IT services, SaaS products, and technology consulting.
Who Needs This?
Software developers, IT consultants, SaaS companies, and technology service providers.
Medical Malpractice
Professional liability coverage for healthcare providers against claims of negligent acts, errors, or omissions in the rendering of medical services.
Who Needs This?
Physicians, nurses, therapists, dentists, and all licensed healthcare professionals.
Directors & Officers (D&O)
Protects corporate directors and officers from personal liability arising from their management decisions and actions on behalf of the organization.
Who Needs This?
Corporations, nonprofits, and any organization with a board of directors.
Employment Practices Liability
EPLICovers claims by employees alleging discrimination, harassment, wrongful termination, and other employment-related violations.
Who Needs This?
Any employer — the risk increases with the number of employees.
Fiduciary Liability
Protects plan administrators and fiduciaries of employee benefit plans against claims of mismanagement of plan assets or violations of ERISA.
Who Needs This?
Employers sponsoring 401(k), pension, health, or other employee benefit plans.
Employment Benefits Liability
Covers errors and omissions in the administration of employee benefit programs, such as failing to enroll an employee or incorrectly explaining benefits.
Who Needs This?
HR departments and benefits administrators at companies of all sizes.
Miscellaneous Professional Liability
Broad professional liability coverage for professionals who don't fit standard E&O categories, including management consultants, staffing agencies, and more.
Who Needs This?
Management consultants, staffing agencies, event planners, and other service professionals.
Manufacturers E&O
Professional liability coverage for manufacturers against claims arising from errors in product design, specifications, or technical advice.
Who Needs This?
Manufacturers providing technical specifications, design services, or product advice.
Private Company D&O
Tailored directors and officers liability for privately held companies, covering management decisions, investor disputes, and regulatory actions.
Who Needs This?
Private companies, family businesses, and closely-held corporations.
Public Company D&O
Comprehensive directors and officers coverage for publicly traded companies, including securities class action defense and SEC investigations.
Who Needs This?
Publicly traded companies and their boards of directors.
Management Liability Packages
Bundled management liability solutions combining D&O, EPLI, and Fiduciary Liability into a single, cost-effective policy.
Who Needs This?
Mid-market companies seeking comprehensive management liability in one policy.