Employer's Liability

Coverage Overview

Part B of the workers' compensation policy, covering employer liability for work-related injuries not covered by the statutory workers' comp system.

Key Coverage Features

Third-party over actions
Dual capacity claims
Loss of consortium
Consequential bodily injury

Who Needs This Coverage?

All employers — typically included with workers' compensation policy.

Why Businesses Choose Vesper for Employer's Liability

Licensed in multiple states — serving commercial clients from Georgia and Connecticut to Texas, Virginia, and beyond

100+ years of combined insurance experience across commercial lines, specialty markets, and hard-to-place risks

Access to both admitted and non-admitted (E&S) markets for competitive pricing and broad coverage terms

Specializing in high-risk commercial sectors that generalist agencies turn away

Dedicated claims advocacy — we stand in your corner when a claim occurs

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