Licensed agents serving Detroit, Grand Rapids, Ann Arbor, and businesses across Michigan.
Commercial Insurance in Michigan
Michigan is the automotive capital of the world and a state undergoing significant economic transformation. From Detroit's automotive giants to Ann Arbor's technology and healthcare sector, Michigan businesses require specialized commercial insurance solutions.
Michigan's economy is anchored by the automotive industry, with Ford, GM, and Stellantis headquartered in the state. The state is diversifying into technology, healthcare, and advanced manufacturing, creating new commercial insurance needs.
Coverage Solutions
Industry Expertise
Product Liability, CGL, Workers' Compensation, and Equipment Floater for Michigan's automotive and manufacturing sector.
Technology E&O, Cyber Liability, and D&O for Michigan's growing tech ecosystem.
Medical Malpractice and Professional Liability for Michigan's healthcare systems.
CGL, Builder's Risk, and Contractors coverage for Michigan's construction market.
Commercial Auto, Motor Truck Cargo, and Inland Marine for Michigan's logistics sector.
Michigan Insurance Regulations
Michigan commercial insurance is regulated by the Michigan Department of Insurance and Financial Services. Workers' Compensation is required for employers with 3+ employees or 1 employee working 35+ hours per week for 13+ weeks.
Ensure Your Compliance — Get a QuoteMichigan Business Facts
Michigan is home to the 'Big Three' automakers: Ford, GM, and Stellantis
Michigan requires Workers' Compensation for employers with 3+ employees
Ann Arbor is home to the University of Michigan and a growing tech sector
Michigan's manufacturing sector employs over 600,000 workers
Contact Us
Vesper Insurance Group LLC serves businesses across Michigan with licensed agents and access to both admitted and E&S markets.
Get a Quote in MichiganGet competitive commercial insurance quotes from licensed agents who understand the Michigan market.